Everybody asks the same first question, so here's the answer up front. In 2026, for a typical Broken Arrow home of 2,000 to 2,600 square feet with a moderately pitched roof of about 25 to 32 squares (a square is 100 square feet of roof), a full replacement runs:
| Roof type | Typical installed price | Per square |
|---|---|---|
| Architectural (laminated) asphalt shingle, 30-year | $9,800 – $16,800 | $380 – $560 |
| Class 4 impact-resistant architectural shingle | $11,500 – $20,000 | $450 – $660 |
| FORTIFIED Roof build (add to either shingle) | +$1,500 – $4,000 | OKReady grant up to $10,000 |
| Designer / luxury shingle | $16,000 – $27,000 | $600 – $880 |
| R-panel / PBR metal (exposed fastener) | $14,000 – $25,000 | $520 – $820 |
| Standing-seam metal (concealed fastener, Kynar) | $25,000 – $44,000 | $900 – $1,400 |
| Stone-coated steel | $27,000 – $42,000 | $950 – $1,350 |
Those numbers include tear-off of one layer, disposal, synthetic underlayment, ice-and-water membrane in the valleys and at penetrations, new drip edge, new pipe boots and flashings, a continuous ridge vent, starter and ridge cap shingles, and clean-up. They do not include decking replacement (priced per sheet), a second-layer tear-off, or gutters. Oklahoma prices run a little under Texas and well under the coasts, mostly on labor.
Six things that move the price
1. Size, measured in squares
A 1,500-square-foot ranch off Kenosha might have 20 squares of roof; a 3,200-square-foot two-story in Forest Ridge with an 8:12 pitch and four gables might have 42. The roof, not the house, is what you're paying for. We measure it with a satellite report and confirm it on the ladder.
2. Pitch and complexity
Steeper roofs take longer, need more safety gear and waste more material at the hips and valleys. Every valley, dormer, skylight and chimney adds flashing work. A simple 5:12 hip roof is the cheapest per square; a 10:12 cut-up roof with three dormers is the most expensive. Broken Arrow's 1990s and 2000s subdivisions were built steep and cut-up; the 1970s ranches were not.
3. Decking
Tree-shaded roofs almost always have some soft decking at the eaves and in the valleys, 1970s homes have 3/8-inch plywood that's had fifty years to delaminate, and pre-1960 houses near the Rose District have spaced boards that need sheeting. We quote per sheet ($85 to $130 installed) before we start, and we replace only what's rotten — you can see it in the photos.
4. Layers
Code allows two layers of shingle; many Broken Arrow roofs from the '70s through the '90s are on their second and a few old-town houses on their fourth. Taking a second layer to the deck adds $1,000 to $2,400 in labor and disposal. We don't roof over a second layer.
5. Material grade
The step from a 30-year architectural to a Class 4 impact-resistant shingle is $2,000 to $4,000 on a typical roof, and it's the one upgrade we recommend for almost everyone in Tulsa County — it earns a wind-and-hail insurance discount every year and it survives the hail that would total the standard shingle. FORTIFIED is a modest step on top of that, and the state pays for most of it. Metal is a bigger step, justified by a 40- to 60-year life and cooling savings.
6. Ventilation and extras
A ridge vent is included; adding soffit intake and baffles, a solar fan, or ice-and-water along every eave while the roof is open adds $400 to $2,500 and is worth it on any home that's hot upstairs or shaded on the north. Gutters run $8 to $16 a foot.
Where insurance fits
If the roof is being replaced on a hail or wind claim, the carrier pays the approved scope and you pay the deductible — increasingly a percentage in Oklahoma, one or two percent of your dwelling coverage, so $4,000 to $8,000 on a $400,000 policy — plus any upgrade you choose, like Class 4 or metal. Depreciation on a replacement-cost policy is released when the job's done; on an actual-cash-value policy or a roof schedule it isn't, and a lot of Oklahoma roofs moved to ACV at renewal in 2024 and 2025. Read the Oklahoma hail claim guide before you file, and never let a roofer 'handle' the deductible — it's against state law and it can get your estimate thrown out.
Where the OKReady grant fits
Since January 2026 the Oklahoma Insurance Department has offered grants of up to $10,000 toward a FORTIFIED Roof for owner-occupied homes with a homestead exemption, first come, first served. On a claim roof, the claim pays for the roof and the grant can cover the FORTIFIED upgrade with money left over; on an out-of-pocket roof, the grant can cover a third to half of the whole job. How it works.
What a cheap quote leaves out
When a quote comes in $4,000 under everyone else's, one of these is missing: ice-and-water in the valleys (they'll use felt), new flashings (they'll reuse the old, painted), a ridge vent (they'll leave the old box vents), a decking allowance (they'll find 'unexpected' rot at $200 a sheet), disposal (a dumpster in your driveway is $450 to $800), registration (ask for the CIB number and check it), or insurance (ask for the certificate). Our estimate lists every one of those lines so you can compare like with like.
Related questions
How much is a roof for a 2,000 square-foot house in Broken Arrow?
About 22 to 28 squares of roof depending on pitch and overhangs, so roughly $8,500 to $15,000 in architectural shingle and $10,000 to $18,000 in Class 4 in 2026. A free inspection turns that into one number good for 30 days.
Is a Class 4 roof worth the extra $2,000–$4,000?
If you'll own the house five years or more, almost always: the wind-and-hail premium discount runs $150 to $500 a year on most Oklahoma policies, and the shingle survives the hail that would put a standard roof back on a claim — with another deductible.
Does the price include a permit?
Yes, whatever the address requires. Whether a straight re-roof needs a permit in Broken Arrow depends on the scope; we check with the city for your address and it's in the price either way.
Can I finance a roof?
Yes — 12-month same-as-cash promotions and fixed-rate terms up to 10 years through our lending partners, approved before work starts. See insurance & financing.
How long does the price hold?
30 days. Shingle prices have moved several times a year lately; after 30 days we re-check the material cost and re-issue.
Why do the storm chasers quote so low?
Because they're often quoting the insurance scope, not a roof — and planning to make it up by skipping the underlayment, the flashings and the ridge vent, or by 'handling' the deductible and cutting that much out of the job, which is illegal in Oklahoma. Compare line items, ask for the CIB registration number, and read how to spot a storm chaser.