Hail and wind damage inspections, tarping and claims in Broken Arrow
Spotters have filed 391 hail reports in Tulsa County since 2004, 142 of them in May. Our method: chalk and a camera on every slope, a same-day tarp over any opening, and a written report in the format adjusters work from.
A quarter-size hailstone falling at around 60 miles an hour does not tear an asphalt shingle. It bruises it: granules break away, the mat under them fractures, and for several months the surface looks normal. UV then degrades the exposed mat, the bruise softens, and by the second summer it leaks. Tennis-ball hail, like the May 21, 2024 fall over Jenks and south Broken Arrow, skips that delay. It punches through shingles, cracks skylights and breaks the plastic housings on turbine vents.
For that reason our hail inspection is never a look from the driveway. On every slope we lay out a ten-by-ten test square, circle each hit in chalk and count them. We photograph the soft metals (vents, gutters, AC condenser fins, the mailbox), because their dents establish hailstone size and direction. All of it goes into writing.
Wind damage
The Father's Day derecho of June 17–18, 2023 sent gusts near 100 mph across Green Country and cut power to more than 200,000 customers. On March 7, 2026 a wall cloud formed above the Warren, and a tornado was reported near 81st and Midway. Wind creases shingles and releases their seal strips without necessarily tearing them off, so every later storm adds to the damage. We test the seal on windward slopes and log each crease. Where decking is exposed, a tarp goes on that day, at any hour, and the full assessment follows in daylight.
What the report gives you
Photos, a roof diagram with hit counts for each slope, and a direct opinion on whether a claim is justified. If it is, we meet your adjuster on the roof and write the estimate to the scope your carrier approves. If it is not, we say so, and the inspection has cost you nothing. Storm chasers work differently: a knock the morning after, out-of-state tags, and a contingency contract to sign. Read how to spot a storm chaser before you commit to anyone.
Inspection and repair scope
- Chalk test squaresOne test square per slope, each hit circled and counted, soft metals photographed for hail size and direction.
- Crease and seal-strip checkCourses on windward slopes lifted carefully to locate creased or unsealed shingles that pass a ground-level look.
- Same-day tarpingExposed decking and missing sections covered with heavy tarps fastened by cap nails, the same day, at any hour.
- Written damage reportPhotos, slope diagram, hit counts and a repair-versus-replace opinion. Whether it goes to your carrier is your decision.
- Adjuster meetingWe are on the roof with your adjuster so every hit gets counted, then we write the estimate to the approved scope.
- Repair or new roofStorm repair where a repair is the honest call; Class 4 or FORTIFIED replacement where the roof is finished.
Storm repair prices in Broken Arrow, OK
| Storm work | Price | Detail |
|---|---|---|
| Hail and wind inspection, written report | Free | Photos, slope diagram, hit counts |
| Emergency tarp or dry-in | $300 – $950 | Same day; amount credited to the repair |
| Reset of one wind-damaged slope | $650 – $2,600 | Creased shingles replaced, never glued down |
| Limb puncture repair | $450 – $1,700 | Decking, underlayment and shingle |
| Hail-damaged vents, boots, flashing | $200 – $900 | Frequently approved within the claim |
| Full replacement on a claim, typical house | Approved scope + deductible | Class 4 upgrade typically adds $2,000–$4,000 |
| Adjuster meeting and supplements | Included | When we perform the work |
Storm work is priced in writing, line by line, after the free inspection. On a claim, our estimate follows the carrier's approved scope item for item, and you pay the deductible plus any upgrade you select.
Typical storm conditions
Hail and storm claim questions
How can I tell whether hail hit my roof?
Usually not from the ground. Clues at ground level: dented gutters and downspouts, dinged AC fins, granules collecting at downspout outlets, torn window screens. Confirmation requires getting on the roof. We inspect free and give you the photos whatever the result.
What is the deadline for a hail claim in Oklahoma?
Your policy sets it. Many now require notice within one year of the storm, and some within 180 days, so act promptly. Oklahoma insurers have also been switching roofs to actual-cash-value coverage and percentage deductibles at renewal, which changes what a claim is worth. See the Oklahoma hail claim guide.
Do you meet the adjuster?
Yes, on the roof, while the chalk marks are still visible. Many denied or under-scoped claims trace back to an adjuster covering a roof alone in 15 minutes. We handle the paperwork on the ground and the hit count on the roof.
If I hire you, will you cover my deductible?
No. Under 59 O.S. §1151.30, a roofer may not promise to pay, rebate or waive any portion of the deductible, and your insurer may disregard an estimate from a roofer who does. Every estimate we issue carries the notice the statute requires.
The storm hit two years ago. Is it too late?
For a claim, possibly; read your policy's notice period. For the roof, no: the damage remains and keeps progressing. We document it and tell you whether a claim is realistic or whether a repair is the sensible end of it.
Must I use the roofer my insurer recommends?
No. In Oklahoma you may hire any registered contractor. Insurer preferred-vendor programs are permitted, but they serve the carrier's convenience and are not a requirement for you.